Take-home & tax
Income tax & take-home pay
আয়কর ও হাতে পাওয়া বেতন
Works out your monthly take-home pay and yearly income tax under the Finance Act 2026, and shows how much to invest for the full tax rebate.
Your salary
৳
× basic
Per year; usually 2
৳
DPS, savings certificates, listed shares/mutual funds, life insurance premium
More details · basic 60%, PF 10%, other bonus
%
Of gross; often 50-60%
% of basic
0 if there is no PF. Counts as a tax-rebate investment
৳
Monthly take-home
৳73,130
after tax & PF, regular month
Tax per month
৳2,070
deducted at source (approx.)
Tax per year
৳24,840
2.4% of income
Marginal rate
15%
on your next taka
Tax-saving tip: invest another ৳1,53,600 this year (৳12,800 a month) in eligible schemes. That earns the full rebate of ৳21,120 and saves you ৳15,360 more in tax.
How your tax is calculated
| Annual salary income | ৳10,56,000 |
| Less salary exemption (lower of ⅓ or ৳5,00,000) | −৳3,52,000 |
| Taxable income | ৳7,04,000 |
| First ৳4,00,000 at 0% | ৳0 |
| Next ৳3,00,000 at 10% | ৳30,000 |
| Next ৳4,000 at 15% | ৳600 |
| Tax before rebate | ৳30,600 |
| Less investment rebate (10% of ৳57,600, capped at ৳21,120) | −৳5,760 |
| Tax payable for the year | ৳24,840 |
Tax-free salary for your category: up to ৳50,000 a month (no bonuses). Rules: Finance Act 2026 (assessment years 2026-27 and 2027-28).
These rules follow the Finance Act 2026 as reported by tax advisers. Figures for some taxpayer categories differ between guides. Check NBR's published rules or ask a tax adviser before you file. Wealth surcharge and non-salary income are not included.